Fraud Made by Agents of Aviva Life Insurance Corporation at Chandigarh

Subject: Misseling of Aviva Policy No. WTG1344156


My name is Deepika Chopra. I am resident of H.No: 615, Top Floor Sec: 20 A, Chandigarh. An Agent of Aviva Life Insurance Chandigarh approach me for Insurance Policy No: WTG1344156 initially I ignored her but she use to call me again and again. The she came to my house times and again and said that she is also living in Sec: 20 A Chandigarh.

Then she convince me that she will give me a Policy which will provide me 25 to 27% return after completion of 3 years and I have to pay for 3 years only and then I can withdraw whole the amount with bonus. She asked me that she will give me in writing. Then I agreed to pay 20000 each for 3 years. When I called Aviva after paying 3 years Rs. 60000/- for my whole amount with bonus, the company clear cut asked me that they had given me a Policy for which I have to pay for 15 to 20 yrs only then I will get my money back unless the refundable amount is Rs. 29000/- only against Rs. 60000/- I had already paid.

Their Official told me that they have given me the Policy and there is a option I can withdraw the same within 15 days time but I want to submit that I had got the policy from Centurion Bank of Punjab, Sec: 17, Chandigarh branch after 2 months as the agent and branch manager of bank told me that they had misplaced the policy and after 2 months the agent handed over the policy to me at my house.

Sir I am a house wife and my husband is only earner and it is very difficult for us to pay a huge amount we have a daughter and we have to pay a huge amount on her study also and it is very difficult for a single earner family to get into this type of policies given by these companies like AVIVA which is clear cut a fraud for me.

Sir please provide me justice as we have given Rs. 60000/- very difficultly and now AVIVA Company is asking us for more money which is not possible for us to pay. My husband is also not in a condition to pay the amount and he is under depression after hearing that against Rs. 60000/- there is only 29000/- is refundable. Sir I am so much worried about my family as Rs. 60000/- is a very big amount for my family. Please provide us justice.

I had already written a letter to M/s Aviva and they had replied me that they will not pay any amount back to me as I had requested that please return me Rs. 60000/- only which I had already given to AVIVA.





DEEPIKA CHOPRA

H.NO: 615/2, SEC: 20 A,

CHANDIGARH

MOB NO: 09216500460